Valorys.co and associated platforms
Last updated: January 2026
These Terms and Conditions (hereinafter "Terms" or "Agreement") constitute a legally binding contract between the User (hereinafter also "You", "Your", "Customer", "Consumer") and TEMA Digital LLC, a company with registered office in Sharjah Media City, Sharjah, United Arab Emirates (hereinafter "Company", "We", "Our", "Valorys"), owner of the "Valorys" trademark and the website valorys.co and all platforms, subdomains, applications, sales funnels, and related services.
BY READING, ACCESSING, OR USING OUR SERVICES, WEBSITES, PLATFORMS, CONTENT, FUNNELS, SUBDOMAINS, OR ANY OTHER MATERIAL PROVIDED BY VALORYS, THE USER DECLARES TO HAVE READ, UNDERSTOOD, AND FULLY AND UNCONDITIONALLY ACCEPTED THESE TERMS AND CONDITIONS, THE PRIVACY POLICY, AND THE COOKIE POLICY.
If the User does not fully accept these Terms, they are kindly requested not to access or use our Services, Websites, Platforms, or any related content.
1.1 "Company" or "Owner": TEMA Digital LLC, a company with registered office in Sharjah Media City, Sharjah, United Arab Emirates, owner of the "Valorys" trademark, the website valorys.co, and all related platforms, applications, and services.
1.2 "User", "Customer" or "Consumer": any natural or legal person who accesses, views, uses, purchases, or interacts in any way with the Websites, Platforms, Services, Content, or any material provided by the Company.
1.3 "Websites" or "Website": valorys.co and any other website, subdomain, landing page, sales funnel, destination page, or online platform operated by the Company, present and future.
1.4 "Platform": any web application, software, tool, dashboard, or technological system provided by the Company for tracking cryptocurrencies, portfolios, transactions, or any other functionality.
1.5 "Services": all products, courses, webinars, live sessions, events, consultations, educational content, Platform tools, and any other service offered by the Company.
1.6 "Content": all textual, graphic, audio, video, informational, educational, training, and any other materials present on the Websites, Platform, or provided through the Services.
1.7 "Educational Content": online courses, webinars, live streaming, recorded videos, educational materials, guides, tutorials, e-books, and any other training material provided by the Company.
1.8 "Consultation": individual or group sessions with exclusively educational purposes, aimed at teaching methodologies for independent study and analysis of DeFi protocols and blockchain technologies, and NOT financial, investment, or wealth management advice.
1.9 "Events": conferences, workshops, seminars, meetups, and any other online or offline event organized by the Company.
1.10 "DeFi": Decentralized Finance, meaning the set of protocols, applications, and financial services built on blockchain technologies.
1.11 "Cryptocurrencies" or "Digital Assets": digital currencies, tokens, cryptocurrencies, NFTs, and any other asset based on blockchain or distributed ledger technology.
1.12 "User Data": any information, data, content, or material provided, uploaded, entered, or transmitted by the User through the Websites, Platform, or Services.
1.13 "Order": any purchase, subscription, registration, or transaction made by the User to access the Services.
1.14 "Consumer" (for EU law purposes): a natural person acting for purposes outside their trade, business, craft, or profession.
1.15 "Professional" or "Business User": a natural or legal person acting in the exercise of their trade, business, craft, or profession, or their intermediary.
THE COMPANY PROVIDES EXCLUSIVELY EDUCATIONAL, TRAINING, AND INFORMATIONAL SERVICES. All Content, Services, Courses, Webinars, Live Sessions, Consultations, Events, and any other material provided by the Company have exclusively educational and didactic purposes. The Company operates as a training entity and not as a financial intermediary, financial advisor, wealth manager, financial promoter, broker, or any other professional figure regulated in the financial sector.
THE COMPANY, ITS FOUNDERS, EMPLOYEES, COLLABORATORS, AFFILIATES, PARTNERS, AND REPRESENTATIVES:
NO CONTENT, INFORMATION, MATERIAL, OPINION, ANALYSIS, STRATEGY, TECHNIQUE, OR ANY OTHER COMMUNICATION PROVIDED BY THE COMPANY THROUGH THE WEBSITES, PLATFORM, SERVICES, COURSES, WEBINARS, LIVE SESSIONS, CONSULTATIONS, EVENTS, OR ANY OTHER CHANNEL SHOULD BE INTERPRETED OR CONSIDERED AS:
Any example, simulation, case study, scenario, backtest, demonstration, screenshot, calculation, or reference to instruments, assets, protocols, or strategies (even if specific) is provided exclusively for educational purposes and does not constitute a recommendation, solicitation, or operational indication. The User understands and accepts that:
Individual consultations offered by the Company have EXCLUSIVELY educational purposes and are aimed at:
CONSULTATIONS DO NOT INCLUDE AND WILL NEVER INCLUDE:
The User acknowledges and accepts that they will not rely on any information, opinion, example, analysis, content, or communication from the Company (including any communications via live sessions, community, email, chat, or educational consultations) for investment, trading, or wealth allocation decisions.
The User declares that any financial or wealth-related decision is made independently, based on personal evaluations and/or upon advice from authorized professionals, and that the Company is not responsible for any consequences arising from such decisions.
THE USER ACKNOWLEDGES, UNDERSTANDS, AND ACCEPTS THAT:
THE USER ACKNOWLEDGES AND ACCEPTS THAT:
THE COMPANY DOES NOT GUARANTEE, PROMISE, OR ASSURE:
The Company offers the following Services, all with exclusively educational and informational purposes:
4.1.1 Educational Content: Online courses, webinars, live streaming, recorded videos, educational materials, guides, and tutorials on cryptocurrencies, wealth management, decentralized finance (DeFi), blockchain technology, and related topics.
4.1.2 Educational Consultations: Individual or group sessions with exclusively training purposes, aimed at teaching independent study and analysis methodologies for DeFi protocols and blockchain technologies. These consultations DO NOT constitute financial, investment, or wealth management advice.
4.1.3 Events: Conferences, workshops, seminars, meetups, and other educational events, both online and offline, on topics related to cryptocurrencies, DeFi, and blockchain technologies.
4.1.4 Tracking Platform: Software tools for tracking cryptocurrencies, portfolios, and transactions made on third-party platforms. The Platform is provided "as is" and may include additional features in the future.
4.1.5 Community: Access to groups, forums, communication channels, and online communities for information exchange and networking among Users.
Some Services are reserved for users who operate as professionals or business users and not as consumers under EU law. Where specified, certain Services, features, or content may be accessible exclusively to Users who declare to be acting in the exercise of their trade, business, or professional activity. In such cases, consumer protection regulations may not apply.
The Company reserves the right to modify, suspend, discontinue, or eliminate any Service, feature, or content at any time and without notice, at its sole discretion. The User acknowledges and accepts that the Company shall not be liable to them or to any third party for any modification, suspension, or interruption of the Services.
The Platform provided by the Company is a software tool that allows tracking of cryptocurrencies, portfolios, and transactions. The User acknowledges and accepts that:
THE COMPANY SHALL IN NO EVENT BE LIABLE FOR:
The Company may develop and make available additional tools and features in the future. Such tools will be subject to the same limitations and disclaimers provided for the Platform. The User acknowledges that the Company does not guarantee the future availability of specific features and is not obligated to develop or maintain any particular tool.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY, ITS FOUNDERS, MEMBERS, DIRECTORS, EMPLOYEES, COLLABORATORS, AFFILIATES, PARTNERS, AGENTS, SUPPLIERS, LICENSORS, AND REPRESENTATIVES (COLLECTIVELY "COMPANY PARTIES") SHALL IN NO EVENT BE LIABLE TO THE USER OR ANY THIRD PARTY FOR:
NOTWITHSTANDING ANY OTHER PROVISION OF THESE TERMS, IF THE COMPANY PARTIES ARE HELD LIABLE TO THE USER FOR ANY REASON, THE MAXIMUM RECOVERABLE AMOUNT SHALL IN NO EVENT EXCEED THE AMOUNT ACTUALLY PAID BY THE USER TO THE COMPANY FOR THE SPECIFIC SERVICES SUBJECT TO THE DISPUTE IN THE TWELVE (12) MONTHS PRECEDING THE OCCURRENCE OF THE DAMAGE.
The Company is not responsible for acts, omissions, products, services, content, security, or privacy of third parties, including but not limited to: cryptocurrency exchanges, wallet providers, DeFi protocols, blockchains, smart contracts, social platforms, payment service providers, API providers, and any other external service mentioned or linked in the Websites, Platform, or Services.
The User declares to expressly and specifically accept, pursuant to all applicable regulations regarding unfair contract terms, all exclusion and limitation of liability clauses contained in these Terms, acknowledging that without such limitations, the Company would not be able to offer the Services at the proposed conditions.
All intellectual property rights relating to the Websites, Platform, Services, Content, the "Valorys" trademark, logos, design, layout, source code, methodologies, know-how, and any other Company material are and remain the exclusive property of the Company or its licensors. Such rights are protected by applicable copyright, trademark, patent, and intellectual property laws.
The Company grants the User a limited, personal, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use the Services exclusively for personal, non-commercial use, in accordance with these Terms.
The User agrees NOT to:
The User represents and warrants that they:
The User agrees to:
The following are expressly prohibited:
Access to Services is personal. The sharing of credentials, unauthorized multi-user access, recording or redistribution of Content, as well as any behavior aimed at obtaining undue refunds, instrumental disputes (including fraudulent chargebacks), or fraudulent access is prohibited.
In case of violation or suspected abuse, the Company may suspend or terminate the account and access to Services pursuant to Article 14, without obligation to refund, subject to mandatory rights under applicable law. The Company also reserves the right to take legal action to recover sums unduly disputed or obtained through fraudulent behavior.
The User agrees to pay all fees and costs associated with purchased Services according to the methods indicated at the time of purchase. Prices are shown in the specified currency and may be subject to applicable taxes.
ALL PURCHASES ARE FINAL AND NON-REFUNDABLE, unless otherwise specified for individual products or services or as required by applicable law. The User acknowledges that:
Where Services include digital content (e.g., videos, online courses, downloadable materials, access to platforms, communities, or restricted areas) or services whose performance begins immediately, the User expressly requests immediate activation and accepts that, once access begins or is made available, the right of withdrawal may not be exercisable to the extent permitted by applicable law.
The User further acknowledges that the Company may require explicit acceptance (e.g., checkbox, electronic confirmation) before purchase and/or activation of access, and that such acceptance shall constitute proof of consent to immediate performance and waiver of the right of withdrawal where applicable.
The Company is headquartered in the United Arab Emirates and therefore operates outside the European Economic Area. However, where consumer protection legislation in the User's country of residence provides for a right of withdrawal, the Company will respect such right within the limits provided by law, subject to the foregoing regarding digital content with immediate performance.
The User agrees to indemnify, defend, and hold harmless the Company and the Company Parties from and against any claims, demands, legal actions, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from or in connection with:
The collection, use, and processing of the User's personal data are governed by the Company's Privacy Policy, available on the Website. By using the Services, the User consents to the processing of their personal data in accordance with the Privacy Policy. The User is encouraged to read the Privacy Policy carefully.
The Websites, Platform, and Services may contain links, references, or integrations to third-party websites, services, content, or products. The Company:
The Company reserves the right to modify these Terms at any time at its sole discretion. Modifications will be effective from the moment of publication on the Websites. Continued use of the Services after publication of modifications constitutes acceptance of the modified Terms. It is the User's responsibility to periodically check the Terms for any updates.
The Company may, at its sole discretion and without notice, suspend or terminate the User's access to the Services for any reason, including breach of these Terms. In case of termination, the User shall not be entitled to any refund.
Upon termination of the contractual relationship, the User must immediately cease all use of the Services and Content. The provisions of these Terms that by their nature must survive termination (including, without limitation, the limitation of liability, indemnification, intellectual property, and governing law clauses) shall continue to be effective.
These Terms and any dispute arising from or in connection with them shall be governed by and construed in accordance with the laws of the United Arab Emirates, without regard to conflict of law principles.
The Parties agree to attempt to resolve any dispute amicably. If a resolution is not reached within sixty (60) days, any dispute shall be submitted to binding arbitration under the Rules of Arbitration of the International Chamber of Commerce (ICC), with seat in Dubai, UAE. The language of arbitration shall be English. The arbitral decision shall be final and binding on the Parties.
THE USER WAIVES THE RIGHT TO PARTICIPATE IN CLASS ACTIONS OR COLLECTIVE ACTIONS AGAINST THE COMPANY. ANY DISPUTE MUST BE RESOLVED ON AN INDIVIDUAL BASIS.
THE USER WAIVES THE RIGHT TO A JURY TRIAL IN ANY LEGAL ACTION ARISING FROM OR IN CONNECTION WITH THESE TERMS.
These Terms, together with the Privacy Policy and Cookie Policy, constitute the entire agreement between the User and the Company regarding the Services and supersede any prior agreement, understanding, or communication.
If any provision of these Terms is held invalid, void, or unenforceable, such invalidity shall not affect the validity of the remaining provisions, which shall remain in full force and effect.
The failure to exercise or delay in exercising a right by the Company shall not constitute a waiver of such right nor prevent its subsequent exercise.
The User may not assign or transfer these Terms or the rights and obligations arising therefrom without the prior written consent of the Company. The Company may freely assign these Terms.
Nothing in these Terms creates an employment, agency, partnership, joint venture, or fiduciary relationship between the User and the Company. The User has no authority to bind the Company in any way.
The Company shall not be liable for delays or failures due to causes beyond its reasonable control, including but not limited to: acts of God, war, terrorism, pandemics, natural disasters, network or infrastructure failures, government or regulatory actions.
These Terms are drafted in Italian and English. In case of discrepancy between versions, the English version shall prevail.
The User accepts that the Company may record and retain, within the limits of applicable law, technical evidence of acceptance of the Terms (e.g., timestamp, Terms version, transaction identifiers, IP address, or other system logs). Such evidence may constitute proof of acceptance and the effectiveness of this Agreement.
The User acknowledges that each modification of the Terms is assigned a new identifiable version and that the Company maintains an archive of previous versions. The User may request a copy of the Terms version accepted at the time of purchase by contacting the Company at the addresses indicated.
BY ACCESSING OR USING THE SERVICES, THE USER REPRESENTS AND WARRANTS THAT THEY:
For any questions or communications regarding these Terms and Conditions, the User may contact the Company at the following addresses:
Data Controller: TEMA Digital LLC
Registered Office: Sharjah Media City, Sharjah, United Arab Emirates
Website: www.valorys.co
Email: support@valorys.co